Products & Services > Fully Insured & Self Funded Health Plans

Since 1978 we have been guiding employers to cost effective solutions for the delivery of their employee group benefits package.

Below are a few cost effective strategies that AmeraPlan can implement for your employee group health benefits:

• High Deductible BCBSM Plans that reduce premiums by 15 to 34% for (2-99) groups without changing your existing benefit levels through our Proprietary Health Care Strategy.
  
• BCBSM Experience Rated Groups- high deductible plans that include the following benefits:
  
  1. Premium Reduction 15 to 34%
  2. Community Blue PPO Network
  3. Full flexibility of plan design underneath the High Deductible Plan; employee’s benefit levels can remain the same!
     
• Partially Self Funding with AmeraPlan Inc., that include the following advantages:
  
  1. Reduction in fixed cost for stop-loss and administration by 10-15%.
  2. Strong Reinsurance Market- for discounted rates on Stop-Loss.
  3. Section 125 Administration, HRA, and HSAs
  4. On-line benefit administration

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