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Enabling Connections
With Ease
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SELF FUNDING
Since 1978, AmeraPlan has been one of the leading providers in the administration of Self-Funded Group Benefit Plans. We deliver quality group benefit administration for medical, prescription drug, dental, vision, short-term disability, health reimbursement arrangements, health savings accounts and Section 125 Plans.
Unmatched Self-Funding Expertise
AmeraPlan prides itself on our unmatched customer service and flexibility. Our proprietary claims system allows us to custom design benefit plans that meet the needs of your participants and the demands of your healthcare budget.
Why Self-Funding
During these times of ever spiraling healthcare costs, many employers are finding it increasingly difficult to provide their employees with comprehensive healthcare benefits. Healthcare costs rank as the number one contributor to the national inflation rate. Self-funding has stabilized costs and enabled the continuation of high quality benefits. Over 56% of all employer sponsored plans nationally are self-funded. Self-funding provides the mechanism for employers to control the flow of its money and investment income and, by so doing, derive substantially reduced costs.
Benefits of Self-Funding
- Customization of benefit plans
- Improved cash-flow
- No longer pre-pay for benefits
- Not subject to state health insurance premium tax
Why Partially Self-Fund with AmeraPlan?
- Our unique relationships with our Reinsurance Companies
- Lower Administration fees
- Guaranteed “No Lasers” at renewal
- Early lock-downs on renewals up to 120 days prior to renewal date
- Split-funded aggregates for groups over 200
- No disclosure required at renewal
- Custom detail reporting designed to meet the needs of each individual client
- On-line website access for employers, employees, and providers
- COBRA Administration
- Flexible Spending Account Administration with Debit Card
- Preferred Provider Organizations Nationwide
- Proprietary Out-of-Network Discount Arrangement
- Wellness Benefits
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